Fees Affecting All Accounts:
ACH Return |
$25 per item
|
Check Return |
$25 per item |
| Return Deposit |
$20 per item |
Account Closing Within 60 Days |
$25 per account
|
Statement Copy |
$3 per copy |
| Checking Account Fees: |
Overdrafts - Paid or Returned |
$25 per item |
Overdrawn for 7 Consecutive Days |
$25 per 7 days |
Courtesy Pay for ACH & Checks |
$25 per item |
Stop Payment - One Check |
$20 per check |
Stop Payment - Two or
More Checks |
$35 per occurrence |
Transfer from Savings to Cover NSF |
$2 per occurrence |
Account Closed for Abuse |
$50 per account
|
Check Copy |
$3 per copy
|
|
Debit Card Fees: |
Debit Card Annual Charge |
$6 per year |
Replacement of Damaged Card |
$6 per occurrence |
Replacement of Lost or Stolen Card |
$20 per occurrence
|
Over 8 ATM Withdrawals |
$1 per occurrence |
PIN Reminder Fee |
$2 per occurrence |
|
Miscellaneous
Fees: |
Mail Returned Undeliverable |
$3 per occurrence |
Bank Check Written to a 3rd Party |
$2 per check
|
Account Reconciliation |
$25 per hour
|
Wire Transfer |
$20 per transfer |
| Garnishment/Levy |
$35 per occurrence |
KWIK Cash Advance Under $100 |
$5 per occurrence |
- THESE RATES ARE SUBJECT TO CHANGE AT ANY TIME.
- THERE WILL BE NO PER CHECK CHARGE ON THE NUMBER OF CHECKS
WRITTEN PER MONTH.
- MEMBERS FIRST CREDIT UNION CAN AT ANY TIME TRANSFER AVAILABLE
FUNDS FROM SHARE ACCOUNTS, OR KWIK CASH LOANS TO COVER OVERDRAFTS.
____________________________________________________________________
Debit
Cards
This is a credit card, ATM card and check
book all rolled into one. Purchases or ATM withdrawals are
taken directly from your Members First CU checking
account.
Did you know your MFCU Debit Card comes with a watchdog?
 _ 
Fraud can hit anytime. but you're protected.
You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That's because the debit cards we issue are
protected by FraudWatch® PLUS.
With FraudWatch PLUS:
- Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
- You will be contacted immediately by an experienced fraud analyst to verify the authenticity of your card transactions, if warranted.
So if you ever get a call from "Fraud Prevention Services," know that our people are doing their job and preventing potential misuse of your card.
If you have additional questions concerning this new service, please feel free to contact us at 608-271-5301.
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